Your Well Being Is Our Priority
A Statz Agency Story of Life or Death
When she first started working with AZ Kidney, Suzanne went to visit a client who’s dialysis was set to cost her thousands of dollars a month. This client had Medicare A and B, but she said she needed a supplement to afford the expensive treatment.
She felt that there was nothing she could do… she didn’t want to go through their savings, because her husband was still in good health.
She was planning on just letting herself die.
Suzanne probed and discovered that she was losing her retirement coverage from her former employer. Suzanne pointed out that she was entitled to a guaranteed issue because of her involuntary loss of coverage!
This discovery enabled her to purchase a supplement via a private carrier!
She could live!
When Suzanne pointed this out, she started crying, Suzanne started crying and her husband on the phone from Florida started crying. This isn’t just Insurance folks.
How Medicare Meets Your Needs
Medicare Part A
Covers hospitalization and inpatient care. You typically do not pay a premium. If you were to be hospitalized, you would have a deductible for the first 60 days of inpatient hospitalization. Part A also covers Skilled Nursing, Hospice and some Home Health Care. Learn More
Medicare Part B
covers medical or outpatient services. You will pay a premium for this and generally there is a annual deductible and 20% co insurance with no cap as to what you will pay out of pocket. Learn More
Medicare Part C
Also called Medicare Advantage plans come in the forms of HMO, PPO or PFFS. They typically combine your parts A, B and D into one plan. These are through private insurance companies that generally offer extra benefits that Medicare does not cover (i.e. dental, vision, hearing aids, etc). The monthly premiums start at $0/month Learn More
Medicare Part D
Prescription Drug Coverage. These are offered through private insurance companies. Part D prescription plans can be combined in an Advantage plan or be stand alone. This coverage should be purchased at time of eligibility to avoid penalties down the road. Learn More
Need A Consult?
It’s okay to feel confused. Navigating the Medicare system can be overwhelming. We are here to help translate Medicare into plain English.
Statz Agency’s Core Values
We go above and beyond to make sure your needs are met, and we always put your needs first.